List Of Au Small Finance Bank Limited ifsc code and address of all bank branches in india Find Verified IFSC/MICR code .
Au Small Finance Bank Limited IFSC Code & Details:
AU Small Finance Bank is a Scheduled Cooperative Bank that started two decades as a vehicle finance company but got converted into a small financial institution on 19th April 2017. It was the brainchild of a merit holder Chartered Accountant and a first-generation entrepreneur, Mr Sanjay Agarwal. The AU Small Finance Bank has a record of being a customer-oriented institution serving the financial needs of small businesses and low or middle-class individuals who previously had no access to a banking channel. The key principles that led to the foundation of the Bank involve ‘simplicity, progress for all, inclusiveness, action and urgency.’ These serve as the pillars of the Bank.
- Due to its background in microfinance, the loans made by the AU Small Finance Bank are secure and yield low-interest rates.
- The Bank provides 24*7 digital banking solutions involving Internet Banking, Mobile Banking and Missed Call Banking.
- Multiple payment modes are offered to its customers which include payments through Unified Payment Interface (UPI) and Bharat Bill Payment System (BBPS).
- The Bank has also diversified its services to saving products such as fixed deposits, recurring deposits.
- The AU Small Finance Bank offers a wide range of debit cards ranging from RuPay to VISA.
- Lockers depending upon the needs of the customers are available with low rental charges.
The AU Small Finance Bank had achieved great success from its very blooming period. In 2017, the same year it was established, the Reserve Bank of India added it to the list of scheduled commercial banks. Consequently, the Bank’s cost of short term funds reduced. This also improved the Bank’s ability to provide product services. In 2019, the AU Small Finance Bank was awarded the ‘MSME CIBIL Award’ for Best Data Quality Management. In 2018, the Bank won the ‘ASSOCHAM SME Excellence Award’ for being the best MSME Bank, and ‘CSR Leadership Award’ for Livelihood Creation by ET Now.
State wise list of all Au Small Finance Bank Limited branches
The following are the states, where Au Small Finance Bank Limited has branch / branches. Select an individual state link to view list of districts, where this bank has branch / branches.