List Of The Nainital Bank Limited ifsc code and address of all bank branches in india Find Verified IFSC/MICR code .
The Nainital Bank Limited IFSC Code & Details:
The Nainital Bank Limited is a Scheduled Commercial Bank founded in 1922 and headquartered in Nainital, Uttarakhand. The Bank was founded with the objective to cater to the banking needs of the people of the region. In 1973, the Reserve Bank of India directed Bank of Baroda, a premier nationalized bank, to manage the affairs of the Nainital Bank Limited. Now a subsidiary of Bank of Baroda, Nainital Bank’s 99% stakes are owned by it.
The Bank offers a plethora of personalized products and services to its customers. They are:
- Personal Banking- This involves various Deposit Schemes such as the opening of Savings Account, Current Account, Fixed Deposits and Recurring Deposits. To suit the individual needs of its customers, loans are granted to them. ‘Apna Ashiana For Home’ is a scheme for granting housing loans for the construction or purchase of a new residence; Educational Loan (Gyani) to provide financial support to deserving students to pursue studies; Vehicle Loan and Personal Loan.
- Business Banking- Working Capital is provided to traders for financing their trading activities; Micro, Small and Medium Enterprises engaged in the Manufacturing or Service sector. Demand Drafts, Term Loans or Overdrafts are issued by the Bank to professional institutions for educational purposes. To meet day to day working capital requirements of the retail traders, Trade Finance is offered to them.
- Rural Banking- Loans and advances are granted to farmers for meeting their short term credit requirements. There are various loan schemes implemented by the Bank to provide financial assistance to rice millers, seed processing units.
Other services offered by the Bank include Internet Banking, Mobile Banking, Fund Transfer through RTGS, NEFT facilities, availability of lockers and SMS Banking.
The Nainital Bank is a customer-centric bank which aims to become the most preferred bank through the deliverance of its products and services. Currently, the Bank has 142 branches in Uttarakhand, Uttar Pradesh, Delhi, Haryana and Rajasthan.
State wise list of all The Nainital Bank Limited branches
The following are the states, where The Nainital Bank Limited has branch / branches. Select an individual state link to view list of districts, where this bank has branch / branches.