List Of The West Bengal State Cooperative Bank ifsc code and address of all bank branches in india Find Verified IFSC/MICR code .
The West Bengal State Cooperative Bank IFSC Code & Details:
The West Bengal State Cooperative Bank Ltd. is a Scheduled Cooperative Bank established on 19th. February 1918 a Cooperative society in the name of ‘Bengal Provincial Cooperative Federation Ltd’. Later the Federation was converted into a Bank. The objective of the Bank is to promote agricultural lending in the state through the provision of agricultural finance in a systematic and professional manner. The Bank aims at welfare maximization by increasing the flow of resources to the underprivileged sector.
Deposits form a very important product of the Bank. It always targets to maximise its deposits while at the same time offer great interest rates in return to its customers. Demand Deposits such as Current Deposits and Demand Deposits are provided by the Bank. Other deposit schemes include Term Deposits such as Fixed Deposit, Recurring Deposit, Cash Certificate. The Bank’s primary area of operation is to provide agricultural loans. It has disbursed crop loans to the farmers for various crops like Paddy, Jute, Potato, Sugarcane. It provides medium-term loans for farm mechanization for the use of modern mechanical devices. Non-farm loans such as Housing Loans, Personal Loans, Employees' Co-operative Credit Societies. As a result of its tie-up with UTI ITSL, the retail section of the Bank provides the service of PAN Card.
The Bank has an MOU with the Government of West Bengal through which the government employees and officers are eligible to get Housing loans with reduced rates of interest. Most of the branches of the Bank have safe deposit locker facilities for storing jewellery and valuables. Other services of the Bank include the provision of opening a Demat Account, bank guarantee, bills, letter of credit, insurance, ancillary services. The Bank has been engaged in microfinance lending Operations in Weaker-Section through Self Help Groups. It provides banking services based on latest technology not only in cities and towns but also in Rural Bengal.
State wise list of all The West Bengal State Cooperative Bank branches
The following are the states, where The West Bengal State Cooperative Bank has branch / branches. Select an individual state link to view list of districts, where this bank has branch / branches.