List Of Utkarsh Small Finance Bank ifsc code and address of all bank branches in india Find Verified IFSC/MICR code .
Utkarsh Small Finance Bank IFSC Code & Details:
Utkarsh Small Finance Bank is a Scheduled Commercial bank established in 2009 in Varanasi. The Bank was formed with a mission to provide affordable and accessible banking services and empower the low-income groups of the community. The Utkarsh Small Finance Bank aims to deliver its services by adopting a customer-centric approach, fairness, transparency and a responsible service integrated with social values, striving for excellence.
In order to have a secured future, the Bank offers various ways of investing the surplus funds. These include Mutual Funds, Equity Schemes by investing in shares, growth stocks, Balanced schemes by investing in a mix of equity and debt. General insurance such as Home Insurance, Motor Insurance, Health Insurance; and Life Insurance such as Traditional insurance which provides multiple benefits like the cover, fixed income return, safety and tax benefits, Term Insurance and Unit Linked Insurance Plan.
In order to ease the burden of loan repayment, the Bank allows Joint Liability Group Loan where one can take a loan in a group and each member will be equally liable for repayment. Many such joint loans are provided to its clients for starting a new business or expanding one. The Bank issues Debit Cards for business and personal purposes which can be used for shopping payments or remitting money, which is convenient and hassle-free. To make the banking processes easy and flexible, Internet Banking, ATM Banking, Branch Banking and Mobile Banking is used.
The Utkarsh Small Finance Bank has initiated a Utkarsh Welfare Foundation which works to spread awareness about financial literacy and inclusion, besides taking up health-care initiatives. The foundation provides assistance to the underprivileged population in rural & urban sectors and aims at empowering women by making them self-reliant and transforming them into successful entrepreneurs. In 2019, the Bank was awarded the ‘Mine Media Excellence Award’ and acknowledged for its ‘social impact initiatives’.
State wise list of all Utkarsh Small Finance Bank branches
The following are the states, where Utkarsh Small Finance Bank has branch / branches. Select an individual state link to view list of districts, where this bank has branch / branches.